We have arrived at the final boss of the FC 26 calendar. Team of the Year is not just a promo; it is a test of patience. The strategy we use relies on a specific loop of recycling to minimize waste and maximize volume. Whether you have millions of coins or just a pile of untradeables, this method keeps you opening packs.

What is the best daily routine for TOTY grinding?

The optimal daily routine involves completing Daily Bronze, Silver, and Gold upgrades five times each, followed by four Winter Provision SBCs.

You cannot skip these if you want this grind to work efficiently. Every single day, we complete the Daily Bronze, Silver, and Gold upgrades five times each. It feels like busywork, but these low-rated cards are the lubricant for the entire machine. They feed directly into the Daily Login Upgrades, which you should also be doing religiously.

The most critical part involves the Winter Provision Upgrades. You need to complete this SBC four times a day. This pack functions as a battery for your grind. When you submit three 85-rated players, the game gives you 15 common gold cards and 25 rare gold cards in return. This exchange turns high-rated fodder into the raw volume needed to craft upgrade packs.

Why are Crafting Upgrades better than League Upgrades?

Crafting Upgrades are superior to League Upgrades because they offer better fodder diversity and the unique ability to pack Team of the Year Icons.

We put all our gold commons plus two rare golds into these Crafting Upgrades. While the return ratio is similar to other upgrades, the Crafting Upgrade prevents you from getting duplicate-locked with low-rated rares from a single league.

More importantly, TOTY Icons are packable here. Limiting yourself to league-specific upgrades for your commons removes the chance of hitting those top-tier Icons. Furthermore, the “recycling loop” is tighter here. You put cards in, you get cards out that can go into any league upgrade, and you keep moving.

You can follow Chem Expert on Twitter for more guides

Which league upgrades have the best TOTY odds?

LaLiga and Liga F offer the highest value due to meta card density, but the Premier League is statistically safer during the defender-only window.

For the vast majority of the promo, we focus on LaLiga and Liga F. The concentration of meta cards in these leagues is unmatched. If you are grinding during the midfielder release window, LaLiga is practically the only correct choice due to cards like Bellingham, Putellas, and Bonmatí.

However, if you are grinding specifically during the defender release window, you must pivot to the Premier League and WSL. There are six TOTY defenders available in these leagues. Mathematically, your chances of seeing a blue flare are highest here when defenders are the only cards in packs.

The Infinite TOTY Grind: How We Craft Blues in FC 26 - EA FC 26 - FUTFC
A visual look at how to grind for TOTY cards most efficiently

How should I recycle high-rated duplicate fodder?

You should recycle 83-84 rated cards into 83+ x10 or x5 upgrades, while 85s go back into Winter Provisions and 86+ cards go into Icon SBCs.

The grind will stop if you don’t handle success correctly. We have a strict hierarchy for where every card goes:

  • 82-83 Rated: Send these into the 85-87 Upgrade to hunt for walkouts.
  • 83-84 Rated: Use the 83+ x10 upgrade immediately. If you lack Informs, prioritize the positional 83+ x5 upgrades.
  • 85 Rated: These go straight back into the Winter Provision Upgrade. Three 85s turn into 40 gold cards, restarting the loop.
  • 86+ Rated: These are too valuable for upgrade packs. Submit them into Player SBCs or Icon SBCs to avoid discarding value.

Are Regular Gold Upgrades worth doing for TOTY?

Regular Gold Upgrades are not worth doing because they require 5.5 commons per rare, whereas Crafting Upgrades only require 5 commons per rare.

You might be tempted to use the standard Gold Upgrade because it is easy to access, but we strongly advise against it. Over the course of a TOTY grind involving thousands of commons, that 0.5 difference adds up to hundreds of rare golds lost. Stick to the Crafting Upgrades. The efficiency is higher, and the ceiling for what you can pack is infinitely higher due to the inclusion of TOTY Icons.

TOTY Grinding Strategy FAQ

Which league upgrade is best for TOTY?

LaLiga and Liga F are generally the best, but use Premier League for defenders.

Why use Crafting Upgrades over League Upgrades?

They offer better fodder diversity, better efficiency, and can contain TOTY Icons.

What do I do with duplicate 85s?

Submit three of them into the Winter Provision Upgrade to get 40 golds.

How do I handle 83 and 84 duplicates?

Use them in the 83+ x10, 85+ x3, or positional 83+ x5 upgrades.